Financial investments: savings plans, books, life insurance ....

Financial investments are investment products in the form of acquisition of securities. They consist of assets such as cash, cash equivalents, short-term bonds and money market instruments.


To benefit from the profits generated from financial investment, some methods of investment should be adopted. This is the short-term investment and long-term investment. The method of short-term financial investment is based on media safe while the short-term profitable but risky.

Savings - investment advice financial

In France, there are several categories of investments. Among them, the distinction is made between mutual funds and life insurance. Mutual funds are financial investments to small investors. They are led by a manager who invests in the stock market with funds raised. Funds may be subject to a number of assets based on changes in market prices. Life insurance known for its massive membership since 2006. It has a higher interest rate to the extent that housing loans fall in the market for financial investments. This growth rate was noted in 2007 and 2008.
Life insurance and savings plans are protected by the Fillon II reform and tax cuts. In 2010, financial investments for mutual funds on the stock market experienced hazards. The year 2011 promises to be famous for investors, however, have questions about the national debt. Experts still count on the return of inflation to be a benefit for the scholarship. It is up to each investor to choose the best financial investments.

Generally, to make financial investments without risk, financial institutions advise investors to diversify investments. This system is to use media investments such as interest-bearing account, the Livret A, the booklet savings, savings plans or PERP. The choice of media depends on the investment asset class for which the investor has chosen. Also, it must ensure the availability of its placement on the current account. Financial investments based on a blocked savings are an attractive rate of return than available savings.
Financial investment while providing a profit on the stock market is limited by a number of constraints. These constraints relate to compliance with a minimum age, a periodic payment as a minimum deposit, savings and a maximum term savings. Before opening a savings account, any investor should make investigations with financial institutions to determine the benefits and limitations that arise from financial investments.